Personal Loans

These loans are available to meet individual financial needs for the acquisition of fixed assets such as purchase a plot of land, furniture, refrigerator, television sets, school fees of defendants, medical bills, funeral expenses etc.



NIB Kwik Loan

General purpose loan intended to meet the specific needs of clients. The facility is targeted at salary workers who earned not less than GH¢200.00 monthly for personal needs such as rent, school fees etc.


Auto Link (Auto Loan)

Credit product offered to customers who want to purchase a brand new vehicles. Successful applicants are to contribute at least 20% of the total value of the vehicle.


Exeloan (Executive Personal Loan)

This credit facility is offered to executives and high net worth employees of blue chip companies. Only individuals who earn not less than GH¢25,000.00 net salary a year qualify to apply for this facility.


Advance Cash (Salary Advance)

Customers who maintain accounts with NIB or are paid through Controller and Accountants General Department can access up to 80% of their salary in advance.


Plus Loan (Scheme Loan)

Reputable institutions who wants to free up its working capital that would otherwise be tied to loans to members of staff are offered this loans on condition that its employees have accounts with NIB and the employer be responsible for the deduction of repayment amount for onward transfer to NIB on monthly basis.



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