Retail Banking

This type of account is suitable for day-to-day business transactions. Active operation of the Current Account enables customers’ access credit facilities of the Bank. A Current Account holder could qualify for any lending facility (subject to loan terms and conditions), if he or she operates the account for a minimum period of six (6) months.

This account is suitable for individuals who are eighteen (18) years and above, societies and organizations who want to save part of their earnings to meet future needs i.e. to purchase fixed assets, to pay school fees etc. This account can also be opened in trust for minors and can be used as security to obtain a loan facility from the Bank.

The NIB Churchlink is a product designed for Churches. This is a hybrid of a current and an investment account specifically designed to offer churches high interest, flexibility of a cheque book and a loan facility when required. more

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